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1. Cut the cost of your bills
Are you paying too much for your bills. Make sure your getting the cheapest gas, electricity and telephone service. This is a simple task if you are connected to the internet. You can go to a specialist web site tap in the details of your existing bills and you will be advised of cheaper alternatives and have the opportunity to sign up on line.
Check you bills now - click here 
ensure you insert
discount code CO2 under section entitled where did you hear about
us to get extra discount.
2. Check your shopping is the cheapest
The internet is great for finding cheap deals. To make the job even easier make sure you use the kelkoo price comparison service to find you the cheapest price on a whole range of items from the usual books, cd's and video's to toys, computers, travel and household appliances. Whatever you're thinking of buying check you're getting it at the cheapest price by using the kelkoo search box below:
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2. Use E -Mail
Make full use of your E-Mail accounts and save a fortune on postage,queing for stamps and even telephone calls. E-mail programs are available free with the 2 main internet browsers microsoft internet explorer and netscape navigator. Your ISP will also offer you free E-mail addresses. So you can contact family, friends and businesses free of charge and almost instantly.
3. Write your own will
To be honest everyone should make a will to ensure that your wishes are carried out after your death. However most people have simple requirements and a simple will from a solicitor will probably cost you about £50. However you can save this cost by buying a simple will writing programme for about £20 and make up your own and families wills. This will save you about £50 a time.
4. Do your own accounts
Many people run small businesses or are employed but need to employ an accountant. Although accountants can offer a full bookeeping ,investment and taxation planning service most people really only use their accountants as a simple bookeeping service. However accountants arent cheap. You maybe able to save yourself several hundred pounds by using your computer to run your finances. The two best finance packages suitable for most personal and simple business uses are Quicken and microsoft money. Both can be bought for under £50 and are excellent. Even if you still use an accountant you can substantially reduce your fees by preparing your accounts properly as accountans are paid by the hour.
5. Complete your own tax form
If you can do your finances on your computer you may as well prepare and submit your tax return on your computer. Again this will save much time and money particularly if you use it in conjunction with your finance package.
Business Savers
1.Get paid for your incoming calls
If you receive calls from outside your local area, or you operate an advice or technical support line then it takes very little effort to get paid to receive them. How many calls do you receive in a day? This moneymaker is very easy to set up. Apply for a free 0870 number which can be associated with any fixed land line number and you will receive a 1p minute on all incoming calls during business hours. It does not affect you existing line or number at all and people calling your 0870 number are charged at the BT National rate, not a premium rate. This is a win- win situation. Apply for yours now. Click the banner at the top of the page.
Saving money websites
Last Updated 23/07/2000